Merchant Services for Growing Businesses

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Merchant Services for Growing Businesses


EMV Equipment

Get the latest technology to easily and quickly process payments! We have a wide array of solutions including EMV, ApplePay, NFC, and mobile. Whether you need a cutting edge terminal or a full scale Point of Sale system, we have every aspect covered for you.


Gift Cards & Loyalty

Easily implement a fantastic gift card program with professional full color cards. We make it simple to drive revenue with gift cards, as well as easily running loyalty programs to drive repeat business.


Wholesale Rates

We work directly with the largest banks to secure the absolute lowest wholesale rates. We guarantee we can save you money where others fall short. Why? We are the only ones with the right relationships to deliver wholesale pricing to any sized business.


24x7 Support

Get exceptional support without frustrating hold times. With a dedicated account manager and a responsive support team, you are more than just a number with us. Talk to real people who know your account and value your business 24x7x365.

Why customers choose Lowest Rate Payments

Here at Lowest Rate Payments we pride ourselves in being the best in payment and credit card processing experts. We specialize in taking the headache out of accepting payments with exceptional support, low rates, and the latest technologies. We handle everything with a dedicated account representative who is there whenever needed.

Added Benefits

  • Excellent 24x7 Support
  • Our Low Rate Promise
  • No Hidden Fees
  • No Term Commitment
  • Full Service Point of Sale


"I was tired of the incredibly high rate I was paying as a small business. Lowest Rate Payments set me up with the most up-to-date equipment at no cost to me so I can grow my business without worrying about expensive equipment leases."

Bob McKown The Ultimate Sandwich

"I wanted a POS system that let me keep track of my loyal customers and offer them a rewards programs. After speaking with the Lowest Rate Payments team I knew I could get that and more. No long term commitment, just low rates and fast and easy credit card processing."

Rodney Bowman Newark Footwear